Medicare And Medicaid FAQ

MEDICARE AND MEDICAID

  Who qualifies for Medicare?

Medicare is health insurance for:

  • People 65 or older
  • People under 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Revised August 2013. Source: http://www.medicare.gov/Pubs/pdf/11306.pdf

What are the different parts of Medicare?

 PART A

Medicare Part A (Hospital Insurance) helps cover:

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care

PART B

Medicare Part B (Medical Insurance) helps cover:

  • Services from doctors and other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

What is Medicaid?

Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid may also cover services not normally covered by Medicare, like long term supports and services and personal care services.

Each state has different rules about eligibility and applying for Medicaid. If you qualify for Medicaid in your state, you automatically qualify for Extra Help paying your Medicare prescription drug coverage (Part D).

Your eligibility for Medicaid may depend on:

  • Your age
  • Whether you’re blind
  • If you have other disabilities
  • Whether you are a U.S. citizen